What does hospital insurance cover?

[John]

In contrast to standard health plans, hospital indemnity insurance provides flexibility in how benefits are dispersed. As the name implies, hospital insurance will compensate you if you incur medical expenses that necessitate a stay in a hospital or the use of other specified medical services. No out-of-pocket costs, co-pays, or provider restrictions are included in this plan.

There are typically two triggers for a payout:

Care in a hospital’s intensive unit
Intensive care

In addition to medical expenses, hospital indemnity insurance may pay for

Surgical Procedures Performed Outside of a Hospital
The Help of an Ambulance
Treatments in the ER
Your hospital indemnity policy may also protect your family members.

[Author]

Posts